Too Much Month at the End of Your Money?

Part 1

written byHenry Biegacz
posted on

There I was again…

It was the end of another month. I was sitting at my table with a pile of bills that had to be paid.

But, there was a problem…

I didn’t have the money to pay all the bills that were due.


Same thing happened last month.

I had to decide what to pay today and what to push off until my next payday.

Just like I did last month…

I don’t have a spend thrift lifestyle. I try to be careful with my money and not waste it.

But, with things like kids shoes, dentist bills and repairs to my ten year old car there just wasn’t enough money.

This couldn’t go on month after month any longer.

Although my family didn’t complain to me about our money problems, I felt like I had failed them.

I had to tell the kids they couldn’t have some of the things their friends had, we couldn’t g on any vacations and birthday gifts were once again going to be skimpy.

I couldn’t have possibly felt any lower.

I hated seeing the mailman approaching our house because I just knew we were getting more late payment notices.

I knew I needed to do something.

I needed a plan to get off this miserable roller coaster.

I realized I had to change my entire mindset about money and how to get it.

I needed to re-program my mind and start thinking about money like a millionaire (even though I was far away from becoming one).

I had to do it even I was struggling to pay my bills and had only an average job with a limited salary.

Since I didn’t have much knowledge at the time about money and wealth accumulation, I started researching books on the topic.

One thing became crystal clear—Before you can accomplish anything, you first have to program your mind properly.

I realized that a good part of my problem was all the negative thoughts about money that were building up and cluttering my mind.

Thoughts such as: “Money is the root of all evil”, “Rich people got rich by cheating” and “Nobody in my family was ever rich, so I won’t be either”.

Forever having been stuck in these same “wealth resisting” patterns (even for many years), it was going to be tough to undo all the damage. I realized that this would take time.

I had to first “hypnotize” my brain to banish all these bad thoughts and reprogram it with all new positive thoughts about money.

My research showed me that it was actually my subconscious mind and all those bad thoughts that were interfering with my ability to achieve wealth.

But, I also found that there are ways to overcome this problem and remove the blockages from anyone’s path to success.

I was able to obtain some recordings which I listened to over and over. They were the tools I used to remove all those limiting beliefs about wealth.

Once these new thoughts and beliefs became hardwired into my brain, my subconscious started working to keep me living in alignment with my new beliefs.

This paved the way to allow me to start building wealth and to finally getting off the horrible roller coaster that had held me captive til now.

Here are some of the things that were accomplished:

• Erase negative self-beliefs about money from your mind

• Program positive, empowering thoughts into your mind

• Help break destructive wealth habits

• Introduce positive new millionaire success skills

• Program proven millionaire wealth building strategies straight into the storage vault of your mind

This actually took care of ridding my mind of all the problem causing thoughts.

Next, I had to start programming my mind with the “good” thoughts. The thoughts that would allow me to start achieving my money and wealth goals.

My most pressing and immediate goal was to finally be rid of debt from my life forever.

After that, would be to build a successful business, earn my first million and, finally, achieve total financial freedom.

Did you know that 95% of the world’s wealth is controlled by only 5% of the population?

I firmly believe that as of this moment, ANYONE in the free world can become a millionaire. I know that’s a bold statement, particularly if you’re toiling under the burden of crippling debt. You just need some guidance.

But, I believe it’s true and I’m convinced that you will soon believe it, too.

The ultra rich understand what it takes to turn any amount of income into exponential wealth.

It makes no difference how large or small your wealth goals are, it boils down to five money making success fundamentals.

The first of these steps is to transform your mind into a wealth magnet.

Everything begins with the proper mindset.

“The single most powerful asset we have is our mind. If trained well, it can create enormous wealth.” Robert Kiyosaki, bestselling author of Rich Dad, Poor Dad

There are five distinct steps to creating your wealth mindset.

Stop working for money and let your money work for you.

Don’t spend all your time worrying about making more money or paying bills and expenses.

Think about how you can achieve greater success, how you can better your business and how you can better yourself, as well.

When you do this exercise, you’ll realize that you’re in control and that you can make money come to you.

You’ll never have a scarcity mindset about money again. You’ll know there’s plenty of money available to anyone who wants to take it.

Banish the scarcity beliefs for good.

As a child you probably heard “Money doesn’t grow on trees” or” There’s never been enough money to go around”.

You’ve probably heard these or similar sentiments your entire life. You may have even said them yourself.

What happens is you actually come to believe that money is scarce and difficult to come by.

Some other limiting beliefs you’ve heard are:

1. I’ll never be rich

2. I’m not smart enough to be rich

3. Money’s not important

4. I’m bad at business-everything I try always fails

People spend so much time stressing about money, they never even try to build wealth. They simply conclude it can’t happen for them.

The way to rid yourself of these beliefs is don’t allow them to exist.

Money makes no judgments. Money doesn’t care who gets it. Smart or stupid, tall or short, skinny or fat, it’s all the same to money.

You need to decide for yourself that you can become wealthy. You need to expel all your toxic beliefs.

Choose to be rich and decide to succeed. Picture it in your mind constantly until you want it so badly that you can taste it.

Dispel the fears.

There are a number of common fears that stop people from accumulating wealth and becoming rich.

They are:

The fear of failure. You can become so afraid of failing that you refuse to ever try anything. This fear keeps you from moving forward and you often lose out on opportunities.

The fear of being poor. The ear of not being able to pay bills, being homeless, or not being able to provide keeps people tied to a hated, dead end job just so they can pay the bills and get by paycheck to paycheck.

They become “money slaves”.

The fear of success. At first blush, this one seems strange. Everybody has a desire to succeed, so why be afraid of it?

Success may mean moving into new, unfamiliar territory. Old friends may become resentful. Success may require new friends and new social circles. People are unsure whether or not they’ll be able to fit in.

People fear the necessity of having to become a whole new person.

They may also believe that rich people are evil or that the only way to get rich is to cheat other people.

You have to understand that failure is only temporary…as long as we analyze our failures and learn from them.

Thomas Edison failed hundreds of times, but he said he never failed, he just learned hundreds of ways how not to reach his goal. Eventually, he succeeded.

You don’t have to be perfect; you only have to be good enough. Humans are not perfect by nature, so you don’t have to be either.

You will only get, in life, what you want by thinking only about it and stop focusing on those things you don’t want; i.e. struggle and poverty.

Positive thoughts about money will attract it, where negative thoughts will repel it.

Cultivate a positive money mindset

Millionaires radiate positive energy and confidence. This comes from having a mindset of abundance.

There’s enough to go around for everybody. It’s the exact opposite of the scarcity mindset.

There’s a bigger “piece of the pie” for anyone who’s willing to go after it.

The fear of failure will never be able to hinder you. There’s no need for jealousy.

Have a goal

You need to have a target to shoot at. Your target must be written, definitive, have a due date and be something that will cause you to exert yourself.

Determine your specific numbers, not just a random estimate of where you want to be.

You must also have a compelling “why”. Accumulating wealth isn’t always going to be easy. The path to riches doesn’t go in a straight, unimpeded line. There will be stumbles along the way.

Your “why” must be strong enough to keep you going in spite of any difficulties you may encounter.

Then you also align your brain (mindset) directly with your target (goal).

Your mind can’t deal with anything vague. Your target must be clear and visible. See your nice, fat bank account, see yourself in your brand new sports car, picture your family in your new dream home.

Be clear so your mind can focus on the target. Napoleon Hill wrote in Think and Grow Rich, “Whatever your mind can conceive and believe, it can achieve”.

The more you focus on visualizing this image in your mind, the more likely it will come to life.

This completes our first installment on mindset and the critical importance of creating the proper mindset in order to allow yourself to accumulate wealth.

In my next post about wealth accumulation and becoming rich, I’ll be looking at building “wealth magnetizing” relationships.

While the information I’ve provided here is invaluable, it’s only an outline of the process.

To get more in depth step by step information on how to rid yourself of money worries, click the link below for more information.