The ultra wealthy know things the average lunch pail guy doesn’t know.

If you study the habits of these super rich people, you’ll start to see some common patterns of behavior.

It doesn’t take a genius to understand that if these folks are all wealthy and they all do the same things, maybe you should be doing them, too.

Remember, success leaves clues. You just need to be smart enough to understand that principle, be observant enough to see it, and be smart enough to take action and imitate it.

There’s a long list of wealth principles available. You can use some of them or all of them to your advantage.

I’ll present a few of them here, but if you’d like to see more I recommend that you get a copy of Total Money Magnetism for a more detailed list ( and a lot more information about debt relief, money and wealth).

1. Watch Your Pennies, They Add Up To Dollars

The ultra wealthy know the importance of keeping tabs on their money…all their money, and where it goes. They know the value of it.

Warren Buffett buys his Diet Coke by the case, not from a vending machine! It’s cheaper and if it’s good enough for Warren Buffett, it should be good enough for you.

Take a good look at the things you spend on daily. Determine where you can save by buying cheaper brands or by eliminating the expense entirely. You might shock yourself when you see how much you’re wasting.

Do you really need that expensive Starbucks latte and a muffin at a daily cost of $5? Why not just drink the free coffee at work?

Do you actually read all the magazines that you subscribe to every month?

How about your cable TV plan? Do you really need 100 channels?

When you understand that the super rich, who can afford all this stuff, still exercise care when spending, maybe you should, as well.

There’s a reason the ultra wealthy do these things. It’s really that important to your future.

2. You Won’t Get Rich At Your Job

Having a job is important to your financial well being.

It provides for all your basic needs and keeps your family fed. But, climbing the corporate ladder will only get you so far.

You’re still going to be trading hours for dollars and, since the number of hours in a day is finite, your income will also be finite.

You must learn how to make your money work for you instead of you working for it.

3. Time Is On Your Side

Take advantage of time, not timing.

The average investor thinks that the secret to investing success is timing the market. Knowing when to get in and when to get out.

Big mistake!

Timing the market over a long period of time is virtually impossible. It’s as dangerous to your financial well being as gambling. Nobody has ever won over the long term.

The ultra rich understand the value of time.

They understand the power of time when it’s coupled with compounding.

Compounding, simply put, is earning on your earnings. It’s the ultimate leverage and over time, it will always create exponential returns.

There’s no guesswork involved with compounding. It is “money in the bank”, both literally and figuratively.

4. Goals

Determine your goals and put them in writing.

A goal that has not been written down is just an idea, nothing more.

Put it in writing, make it very exact and definitive and set a time limit for when it will be achieved.

Your goal should also have a detailed action plan with all the steps you will take to successfully reach that goal.

And then the most important part is to take action. Just get started. Your actions don’t need to be perfect. You just need to begin and you’ll gain automatically momentum.

Each subsequent action will be much easier than the one that preceded it. If things aren’t perfect (and they probably won’t be), you can back later and fix them as you gain more understanding and experience.

Imperfect action always beats perfect inaction

5. Use Leverage

Leverage, in this sense, means using a little to accomplish a lot.

It doesn’t mean you should expect huge returns from doing nothing.

The world doesn’t work that way.

It means that you can have a lot accomplished for you without your direct involvement.

The simplest example is the hiring of others to perform tasks on your behalf. You direct others to do the work, and their combined efforts would be much more than you could have accomplished on your own.

Another common example of leverage is the use of borrowed money.

When buying real estate, you might only use your own money to make a 10% down payment and borrow the remaining 90%. You, however, would own 100% of the property.

To take this a step further; if the property cost $1 million, your cash outlay for the down payment would be $100,000 (10%). If the property value subsequently increased by only 5%, it would now be worth $1,050,000, an increase of $50,000.

Since you only invested $100,000, your return on your money would equal 50%.

This is how the ultra rich use leverage to create huge returns.

Other forms of leverage are outsourcing jobs that you can’t, or don’t want to do, Leveraging your time can be done through the use of technology to perform tasks quicker and more efficiently.

The foregoing is just a short list of only a few of the things that are practiced by the super rich.

For a more exhaustive list plus practical advice and methods to relieve debt and restore financial order in your life, you need to get your copy of Total Money Magnetism.

To learn more, click on the button below.