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Money Secrets The Ultra Wealthy Don’t Want You To Know

The ultra wealthy know things the average lunch pail guy doesn’t know.

If you study the habits of these super rich people, you’ll start to see some common patterns of behavior.

It doesn’t take a genius to understand that if these folks are all wealthy and they all do the same things, maybe you should be doing them, too.

Remember, success leaves clues. You just need to be smart enough to understand that principle, be observant enough to see it, and be smart enough to take action and imitate it.

There’s a long list of wealth principles available. You can use some of them or all of them to your advantage.

I’ll present a few of them here, but if you’d like to see more I recommend that you get a copy of Total Money Magnetism for a more detailed list ( and a lot more information about debt relief, money and wealth).

1. Watch Your Pennies, They Add Up To Dollars


The ultra wealthy know the importance of keeping tabs on their money…all their money, and where it goes. They know the value of it.

Warren Buffett buys his Diet Coke buy the case, not from a vending machine! It’s cheaper and if it’s good enough for Warren Buffett, it should be good enough for you.

Take a good look at the things you spend on daily. Determine where you can save by buying cheaper brands or by eliminating the expense entirely. You might shock yourself when you see how much you’re wasting.

Do you really need that expensive Starbucks latte and a muffin at a daily cost of $5? Why not just drink the free coffee at work?

Do you actually read all the magazines that you subscribe to every month?

How about your cable TV plan? Do you really need 100 channels?

When you understand that the super rich, who can afford all this stuff, still exercise care when spending, maybe you should, as well.

There’s a reason the ultra wealthy do these things. It’s really that important to your future.

2. You Won’t Get Rich At Your Job


Having a job is important to your financial well being.

It provides for all your basic needs and keeps your family fed. But, climbing the corporate ladder will only get you so far.

You’re still going to be trading hours for dollars and, since the number of hours in a day is finite, your income will also be finite.

You must learn how to make your money work for you instead of you working for it.

3. Time Is On Your Side

Take advantage of time, not timing.

The average investor thinks that the secret to investing success is timing the market. Knowing when to get in and when to get out.

Big mistake!

Timing the market over a long period of time is virtually impossible. It’s as dangerous to your financial well being as gambling. Nobody has ever won over the long term.

The ultra rich understand the value of time.

They understand the power of time when it’s coupled with compounding.

Compounding, simply put, is earning on your earnings. It’s the ultimate leverage and over time, it will always create exponential returns.

There’s no guesswork involved with compounding. It is “money in the bank”, both literally and figuratively.

4. Goals

Determine your goals and put them in writing. A goal that has not been written down is just an idea, nothing more.

Put it in writing, make it very exact and definitive and set a time limit for when it will be achieved.

Your goal should also have a detailed action plan with all the steps you will take to successfully reach that goal.

And then the most important part is to take action. Just get started. Your actions don’t need to be perfect. You just need to begin and you’ll gain automatically momentum.

Each subsequent action will be much easier than the one that preceded it. If things aren’t perfect (and they probably won’t be), you can back later and fix them as you gain more understanding and experience.

Imperfect action always beats perfect inaction

5. Use Leverage


Leverage, in this sense, means using a little to accomplish a lot.

It doesn’t mean you should expect huge returns from doing nothing.

The world doesn’t work that way.

It means that you can have a lot accomplished for you without your direct involvement.

The simplest example is the hiring of others to perform tasks on your behalf. You direct others to do the work, and their combined efforts would be much more than you could have accomplished on your own.

Another common example of leverage is the use of borrowed money.

When buying real estate, you might only use your own money to make a 10% down payment and borrow the remaining 90%. You, however, would own 100% of the property.

To take this a step further; if the property cost $1 million, your cash outlay for the down payment would be $100,000 (10%). If the property value subsequently increased by only 5%, it would now be worth $1,050,000, an increase of $50,000.

Since you only invested $100,000, your return on your money would equal 50%.

This is how the ultra rich use leverage to create huge returns.

Other forms of leverage are outsourcing jobs that you can’t, or don’t want to do, Leveraging your time can be done through the use of technology to perform tasks quicker and more efficiently.

The foregoing is just a short list of only a few of the things that are practiced by the super rich.

For a more exhaustive list plus practical advice and methods to relieve debt and restore financial order in your life, you need to get your copy of Total Money Magnetism.

To learn more, click on the button below.



Too Much Month At The End Of Your Money? Part 4

I want to dispel a myth right from the start.

You cannot get rich by saving your money! You will never become a millionaire that way.


The only guarantee I can give you is that you will lose money that way.

I know since childhood you’ve always been told to save your money for a “rainy day”.

That’s horrible advice and I’ll show you why right here.

In 2016, inflation was 2.1%. That means that at the end of 2016 you would need $10,210 to buy whatever you would have bought at the beginning of 2016 for $10,000!

The average interest rate that banks and savings institutions were paying out in 2016, was 0.05% (1/2 of 1%).

Had you deposited $10,000 in a savings account at the beginning of 2016, you would have had a total of $10,050 on December 31, 2016. Your purchasing power and value dropped by $160 ($210-50=$160).

If you kept that up for a lifetime, the hole you would be digging would just keep getting deeper.

Okay, so after you set up a budget, get out of debt, set up an emergency cash fund, what should you do for long term financial growth?

You need to create passive income.

Passive vs. Active Income

“To get rich, you must be able to make money while you sleep” Warren Buffet

Here’s another myth you’ve probably also heard since childhood “The way to make money is to get a job and work hard at it so you’ll earn pay raises and promotions”.

It’s not bad advice per se; you just won’t ever get rich that way.

Every ultra-wealthy person did not get that way through their day job. They became ultra-rich through creating passive income.

Although most of them had regular jobs, they were eventually able to leave those jobs and live very well off their passive income.

To someone who has only ever had a regular job, this thought can be very intimidating. They’ll be thinking that they don’t even know where to start with passive income.

Active Income

Active income is typically income you “work for”. It’s the income that comes from your job.

When you’re engaged in your active income, you’re trading hours for dollars. Since the number of hours you can work in a day is limited, your active income is also limited.

Like most people, the active income you earn will go toward your every day expenses and, depending on your budget; something left over will go toward savings or investment.

That will become the source of your passive income.

Passive Income

Passive income is money you earn that you don’t “work for”. It’s usually money that comes from investments.

For example, money earned on a savings account is passive income in the sense that you didn’t physically work for it.

Passive income can also be from dividends on stocks you own, rents from tenants or income from someone else’s business where you are an investor.

The common denominator is you didn’t “work” for the money and you earn it even while you sleep.

Compound Interest

Compound interest has been called “the eighth wonder of the world”.

Essentially compound interest is interest you earn on previously earned interest.

In our earlier example of the savings account: At .05% interest on $10,000, you will have earned interest of $50. Your balance would now be $10,050.

At the same rate of interest, your earnings for the next year would be $50.25. The extra 25 cents represents the interest earned on the $50 you earned the previous year.

The numbers in the previous example are small, nut don’t be fooled. Compound interest is very powerful over the long term.

What if your rate of earnings was 8% (and that’s very possible even today) instead of .05%?

If you saved only $5 per day for fifty years, you would have a total of $91,250. If you invested that money instead in a blue chip stock at an 8% average annual return and re-invested all the dividends, at the end of fifty years you would have a balance of $1,032,786. That’s all due to compounding.

Incidentally, blue chip stocks have averaged a 10% annual return over the last one hundred years!

I hope that example got your attention. You only invested $5 per day which you can do by skipping your daily visit to Starbucks and drinking the free coffee at work.

Creating Your Passive Income


Total Money Magnetism

There are numerous forms of passive income that you can pursue. They include:
• Investing in stocks, bonds or other commodities like gold or silver.
• Investing in real estate.
• Creating your own internet based business.
I will go into each of these in greater detail in the future.

But first, I’d like to let you know about the pitfalls of passive income that you should avoid like the plague.

1. Expectations set too high

Creating a passive income will take work, time and effort.

You will be starting small, at least until you get your feet wet. You won’t be investing big money because you’ll want to limit your risk.

Don’t expect to make gobs of money in a short time.

Building a passive income stream will require plenty of thought, planning and patience.

This is a long term venture. Your earnings will compound over time through work and re-investment of your profits. Be patient. You will get you just follow the there if proven formula.

Start small with your passive income investing. Don’t risk everything on a quick roll of the dice.

“Make haste slowly” applies in this case. Learn as you go and build your knowledge base.

2. Giving up too soon

Your initial returns from your passive income ventures will be small. Expect that.

In the beginning you’ll be putting in a good bit of time and will only receive mall returns.

Do not become discouraged. The large returns will build up over time.

If things aren’t as great as you initially expected, just keep following the right steps and you’ll find great success.

3. Avoid the “shiny object” syndrome

When choosing a model for your passive income creation, you’ve got many choices.

It’s far too easy to become distracted and lose focus. Don’t be charmed by the latest income fad and divert from your original plan.

What will happen is that you’ll start on numerous projects and will complete none of them.

Instead, create your goal, focus only on it and keep moving forward with your original plan.

Do not become the “jack of all trades, master of none”.

4. Don’t become a perfectionist

It’s not important to be perfect. Internationally famous marketer Dan Kennedy said “Good enough is good enough”.

The key to your success will be to take massive action. Get started with your plan. You will build unstoppable momentum.

If something you’ve done earlier is glaringly wrong, just go back and fix it now. But, don’t wait to start; you might never start.

I’ve heard many highly successful people say that when they first started, they made huge blunders upon blunders. But, they never stopped to be perfect and they became hugely successful just the same.

5. Treat your profits as capital to re-invest-rather than an opportunity to spend

When dealing with passive income, remember, the power of compounding. Money makes more money. Let your money work for you.

Re-investing even small profits in the beginning will yield large returns further down the road.

If you splurge and blow all your profits, you will never leave the starting blocks and your chance for huge compounding returns will be lost.

Don’t let that happen to you.

You get truly wealthy by re-investing your profits.

6. Holding on to a dead investment

Sometimes things simply don’t work out exactly how we would have liked.

In spite of careful research, planning and execution, we might fail. Thomas Edison failed hundreds of times before finally succeeding.

You have tried everything you could think of to make your venture successful and it still didn’t happen.

Just know that these things do happen. It’s not the end of the world. Just move on from that bad experience, learn from it and find a new passive income vehicle.

There are many vehicles to create passive income and each of them have all worked for someone. Go out and find the one that will work for you.

While the information I’ve provided here is invaluable, it’s only an outline of the process.

To get more in depth step by step information on how to rid yourself of money worries, click the link below for more information


Please let me hear your thoughts and comments and feel free to share your experiences.




Too Much Month At The End Of Your Money? Part 3


Do you know that as of 2015, the average credit card load for an American family was over $15,000?

Do you know that the average college graduate leaves school with over $35,000 in student loans?

Debt struggles have become as common to us as the common cold. If you’re struggling with debts like I was, just know that your situation is fixable.

You do not have to spend your life trying to manage which bills to pay this month and which to push off until next month.

You can save yourself sleepless nights. You don’t have to feel like a failure to your family because you can’t provide them with everything you want to and they deserve.

In my first two blog posts I talked about developing your “money mindset” and how important it is to banish your limiting beliefs about money and wealth accumulation.

In my second post I gave you a simple three step formula to finally kick all your debts to the curb and never be bothered by them ever again.

The big key and most important step in debt elimination is making extra debt payments over the minimum payments you’re required to pay.

The more extra funds you have available to do this, the faster you’ll be debt free.

In this post I’ll deal with finding that extra money. I’ll give you a few ideas, but you can find additional solutions on your own.

Just use your creativity and you’ll surprise yourself with the different ways you discover to find increased funds.

But, first I want to give you a word of caution. Getting out of debt is much, much harder than getting into debt. Getting out of debt will take effort and work.

The one thing you absolutely cannot do without is discipline. Once you’ve established your plan, you must have the discipline to see it through all the way. Once you start, you must stick with it every day. Just follow through and you’ll be fine.

Let me put it directly—If you have discipline and stick with the blueprint, you’ll soon be debt free. If, however, you don’t have the necessary discipline, you will fail.

It’s that simple. There are no shortcuts.

Here are some of the ways you can find extra money for debt freedom:

1. Find a part time job.


This one is fairly obvious. Even with only a small side income to use, you will accelerate your debt pay offs.

Anyone can find some source of part time income. Mowing lawns, being a week-end cashier or doing simple handyman jobs can yield some quick cash.

Every dollar you add will provide results to get you out of debt faster.

2. Review your budget with a keen eye and a sharp knife.

It’s vitally important that you constantly review your budget and look for areas where you can slash expenses.

You don’t have to live like a hermit and deny yourself the necessities of life. The idea here is to get out of debt while still living a “normal” life.

Don’t do away with necessities. Just watch your spending carefully while being on the lookout for any areas where you can shave expenses.

Do you really need a premium cable TV package? How about your cell phone plan—can you switch to something cheaper?

Once you see the plan working for you and you begin paying off debts, you’ll automatically check your budget on your own without any prompting.

You’ll want to accelerate the plan as much as possible.

3. Use money you didn’t expect to have.

This is known as “found“ money. It’s money you don’t normally receive. If you get a nice income tax refund or win a cash prize you never expected, the best thing you can do is to use it to make extra debt payments.

It can be tempting to use this money to splurge on something extra. Don’t do it. You’ll be much better off (and eventually much happier) by paying debts.

This is one of the places where you must have discipline.

4. Ask for lower interest rates on your credit cards and loans.

It is drop dead simple to get your credit card company to lower your interest rate.

Just ask them to do it!

I’ve tried this numerous times and never failed.

The credit card companies don’t want to lose a paying customer. Ask them to lower your interest rate. If they hesitate (and they probably will just to test you), explain that you may have to transfer your balance to another company that will give you a lower rate.

If you still don’t get a yes, ask to speak to a supervisor and explain the same thing to them. That’s usually as far as you have to go to get a reduction.

5. Sell what you don’t need or use.

Do you have things lying around in your attic or garage that you really don’t need or use anymore?

Everyone has items that have been relegated to the “non-use” category. Things like clothes, lawn mowers, tools and old bicycles.

You accomplish two things when you sell these items—you raise additional cash to use for debt elimination and you reduce the clutter in your home. Your buyers may also get bargain deals. It’s a win-win for everyone.

There are any number of other ways besides these which you can use to raise cash to get out of debt faster. You’re only limited by your creativity.

Just look around and find those ways yourself.

While the information I’ve provided here is invaluable, it’s only an outline of the process.

To get more in depth step by step information on how to rid yourself of money worries, click the link below for more information

Too Much Month at the End of Your Money? Part 2

In the last post we talked about obtaining your proper mindset for accumulating great wealth.

We talked about changing your money mindset from one of negative thoughts and scarcity to one of abundance and positive, life altering thoughts.

These mindset changes involved the following steps:
• Stop working for your money and let money work for you.
• Banish all scarcity beliefs for good.
• Dispel all your ingrained money fears.
• Cultivate a positive money mindset.
• Have a written, well-defined goal.

Our next step will focus on getting you out of debt as quickly as possible and then, staying out of debt forever.

There’s been a ton written about the best ways to get rid of your debt for good. But, it all really boils down to a few very basic steps.

Once these are mastered you’ll be in for clear sailing and won’t have to worry about debt build up again.

It’s important to note that you probably didn’t get into debt all at once and you also won’t get out of debt all at once.

Getting out of debt will take time, focus and work, but in the end it will be well worth it.

Here are the basic steps that will get you started:

1. Know your finances—make a budget.


It’s always surprising to me to know how many people have no idea where their money goes.

They just know that every month they run out of it.

You need to know exactly how much money you’ve got coming in every month. That’s your starting point.

Your next step would be to list where your money goes every month. List everything you spend money on-don’t leave anything out.

Everything must be written down.

Now compare the two numbers. If your income is greater than your expenses, that’s great! You’ve already got something to work with.

If your expenses are greater than your income, that’s not so great because you’re going backwards.

But, don’t despair. Your situation is fixable. It will just take some work.

Before we go further, you must understand something that’s critically important. You can’t possibly get out of debt by making only minimum monthly payments on your outstanding obligations.

Do you know that if you only pay the monthly minimums on your credit cards, it can take up to 20 years to pay them off—and that’s assuming you don’t add any new charges?

You must absolutely find the money to make payments above the minimums on your debts.

That’s where your budget comes in. This part will require some soul searching.

Examine every item of expense you listed on your budget.

You must begin slashing your expenses. See what items are not necessary for your daily living and get rid of them now.

Are you getting a daily latte at Starbucks instead of drinking the free coffee at work? Do you really need 100 channels of cable TV? How about your expensive cell phone plan? Can you switch to something cheaper?

You’re going to be faced with some tough choices. Do you really need that expensive pick-up truck? Can you sell it and use the money you save every month to extinguish another high interest rate debt?

The choices you make here will be determined by how badly you want to be rid of your debts.

To help you make your choices, I will tell you there’s no better feeling in the world than the one you experience when you pay off your last debt and are finally debt free.

Once you cut your budget down, you’ll be shocked by how much you were spending every month on these “necessary items” which really weren’t necessary at all.

2. Set up your emergency fund.


You don’t want to go back into debt when you’re hit with an unexpected car repair or a surprise dentist bill.

Your next step is, therefore, to put some of your new found savings into an emergency fund.

Try to put away $1,000-$1,500 as a ”just in case” fund. Then leave it alone unless you need it for a real emergency.

3.Kill the debt.

At this point you’ve got your budget and your emergency fund taken care of. Now it’s time to start whacking away at your debts.

Your budget should show monthly income over and above your “new revised” monthly expenses. If it doesn’t, sharpen your pencil and keep slashing those expenses. This is that important.

You’re going to use your extra cash, all of it, to make extra payments on your debts.

You can do this in one of two ways. List all your debts by amount owed and by interest rate.

You can begin by paying extra on your smallest balance debt first. Once that’s paid off, take your extra cash and the minimum monthly payment you were paying on your smallest debt and pay that money as an extra payment on your next smallest debt.

You’ll feel a great sense of accomplishment and success every time you get rid of another debt!

The other method to do this would be to begin by paying extra on the debt with the highest interest rate. Once that was paid off, use the extra monthly money and the minimum payment that you were paying on the old debt and pay those on the next highest rate debt.

The second method will save you more money than the first method because you’ll be lowering your overall interest charges.

Either method will work to get you out of debt, but you must be patient because this will take time. You didn’t get into debt in one day and you won’t get out of debt in one day, either.

Remember as you go through these steps, this method works every time without fail. You just have to stick with it and work the plan.

Keep a constant eye on your expenses and practice “frugal living”. Measure every cent you spend and always be looking for creative ways to cut expenses and add more funds to your debt payments.

The more money you can pay extra every month, the quicker you can say good-bye to your debt worries.

Getting into debt is very easy and getting out of debt can be really tough. It will take intense effort and constant vigilance.

But, keep in mind, many people follow these steps successfully and you can, too.

The best part is when you’re free of debt; you’ll know it was all worthwhile.

While the information I’ve provided here is invaluable, it’s only an outline of the process.
To get more in depth step by step information on how to rid yourself of money worries, click the link below for more information

Too Much Month at the End of Your Money? Part 1

There I was again…

It was the end of another month. I was sitting at my table with a pile of bills that had to be paid.

But, there was a problem…

I didn’t have the money to pay all the bills that were due.


Same thing happened last month.

I had to decide what to pay today and what to push off until my next payday.

Just like I did last month…

I don’t have a spend thrift lifestyle. I try to be careful with my money and not waste it.

But, with things like kids shoes, dentist bills and repairs to my ten year old car there just wasn’t enough money.

This couldn’t go on month after month any longer.

Although my family didn’t complain to me about our money problems, I felt like I had failed them.

I had to tell the kids they couldn’t have some of the things their friends had, we couldn’t g on any vacations and birthday gifts were once again going to be skimpy.

I couldn’t have possibly felt any lower.

I hated seeing the mailman approaching our house because I just knew we were getting more late payment notices.

I knew I needed to do something.

I needed a plan to get off this miserable roller coaster.

I realized I had to change my entire mindset about money and how to get it.

I needed to re-program my mind and start thinking about money like a millionaire (even though I was far away from becoming one).

I had to do it even I was struggling to pay my bills and had only an average job with a limited salary.

Since I didn’t have much knowledge at the time about money and wealth accumulation, I started researching books on the topic.

One thing became crystal clear—Before you can accomplish anything, you first have to program your mind properly.

I realized that a good part of my problem was all the negative thoughts about money that were building up and cluttering my mind.

Thoughts such as: “Money is the root of all evil”, “Rich people got rich by cheating” and “Nobody in my family was ever rich, so I won’t be either”.

Forever having been stuck in these same “wealth resisting” patterns (even for many years), it was going to be tough to undo all the damage. I realized that this would take time.

I had to first “hypnotize” my brain to banish all these bad thoughts and reprogram it with all new positive thoughts about money.

My research showed me that it was actually my subconscious mind and all those bad thoughts that were interfering with my ability to achieve wealth.

But, I also found that there are ways to overcome this problem and remove the blockages from anyone’s path to success.

I was able to obtain some recordings which I listened to over and over. They were the tools I used to remove all those limiting beliefs about wealth.

Once these new thoughts and beliefs became hardwired into my brain, my subconscious started working to keep me living in alignment with my new beliefs.

This paved the way to allow me to start building wealth and to finally getting off the horrible roller coaster that had held me captive til now.

Here are some of the things that were accomplished:
• Erase negative self-beliefs about money from your mind
• Program positive, empowering thoughts into your mind
• Help break destructive wealth habits
• Introduce positive new millionaire success skills
• Program proven millionaire wealth building strategies straight into the storage vault of your mind

This actually took care of ridding my mind of all the problem causing thoughts.

Next, I had to start programming my mind with the “good” thoughts. The thoughts that would allow me to start achieving my money and wealth goals.


My most pressing and immediate goal was to finally be rid of debt from my life forever.

After that, would be to build a successful business, earn my first million and, finally, achieve total financial freedom.

Did you know that 95% of the world’s wealth is controlled by only 5% of the population?

I firmly believe that as of this moment, ANYONE in the free world can become a millionaire. I know that’s a bold statement, particularly if you’re toiling under the burden of crippling debt. You just need some guidance.

But, I believe it’s true and I’m convinced that you will soon believe it, too.

The ultra rich understand what it takes to turn any amount of income into exponential wealth.

It makes no difference how large or small your wealth goals are, it boils down to five money making success fundamentals.

The first of these steps is to transform your mind into a wealth magnet.

Everything begins with the proper mindset.

“The single most powerful asset we have is our mind. If trained well, it can create enormous wealth.”
Robert Kiyosaki, bestselling author of Rich Dad, Poor Dad

There are five distinct steps to creating your wealth mindset.

Stop working for money and let your money work for you.

Don’t spend all your time worrying about making more money or paying bills and expenses.

Think about how you can achieve greater success, how you can better your business and how you can better yourself, as well.

When you do this exercise, you’ll realize that you’re in control and that you can make money come to you.

You’ll never have a scarcity mindset about money again. You’ll know there’s plenty of money available to anyone who wants to take it.

Banish the scarcity beliefs for good.

As a child you probably heard “Money doesn’t grow on trees” or” There’s never been enough money to go around”.

You’ve probably heard these or similar sentiments your entire life. You may have even said them yourself.

What happens is you actually come to believe that money is scarce and difficult to come by.

  • Some other limiting beliefs you’ve heard are:
    1. I’ll never be rich
    2. I’m not smart enough to be rich
    3. Money’s not important
    4. I’m bad at business-everything I try always fails

People spend so much time stressing about money, they never even try to build wealth. They simply conclude it can’t happen for them.

The way to rid yourself of these beliefs is don’t allow them to exist.

Money makes no judgments. Money doesn’t care who gets it. Smart or stupid, tall or short, skinny or fat, it’s all the same to money.

You need to decide for yourself that you can become wealthy. You need to expel all your toxic beliefs.

Choose to be rich and decide to succeed. Picture it in your mind constantly until you want it so badly that you can taste it.

Dispel the fears.

There are a number of common fears that stop people from accumulating wealth and becoming rich. They are:

The fear of failure. You can become so afraid of failing that you refuse to ever try anything. This fear keeps you from moving forward and you often lose out on opportunities.

The fear of being poor. The ear of not being able to pay bills, being homeless, or not being able to provide keeps people tied to a hated, dead end job just so they can pay the bills and get by paycheck to paycheck.

They become “money slaves”.

The fear of success. At first blush, this one seems strange. Everybody has a desire to succeed, so why be afraid of it?

Success may mean moving into new, unfamiliar territory. Old friends may become resentful. Success may require new friends and new social circles. People are unsure whether or not they’ll be able to fit in.

People fear the necessity of having to become a whole new person.

They may also believe that rich people are evil or that the only way to get rich is to cheat other people.

You have to understand that failure is only temporary…as long as we analyze our failures and learn from them.

Thomas Edison failed hundreds of times, but he said he never failed, he just learned hundreds of ways how not to reach his goal. Eventually, he succeeded.

You don’t have to be perfect; you only have to be good enough. Humans are not perfect by nature, so you don’t have to be either.

You will only get, in life, what you want by thinking only about it and stop focusing on those things you don’t want; i.e. struggle and poverty.

Positive thoughts about money will attract it, where negative thoughts will repel it.

Cultivate a positive money mindset

Millionaires radiate positive energy and confidence. This comes from having a mindset of abundance.

There’s enough to go around for everybody. It’s the exact opposite of the scarcity mindset.

There’s a bigger “piece of the pie” for anyone who’s willing to go after it.

The fear of failure will never be able to hinder you. There’s no need for jealousy.

Have a goal

You need to have a target to shoot at. Your target must be written, definitive, have a due date and be something that will cause you to exert yourself.

Determine your specific numbers, not just a random estimate of where you want to be.

You must also have a compelling “why”. Accumulating wealth isn’t always going to be easy. The path to riches doesn’t go in a straight, unimpeded line. There will be stumbles along the way.

Your “why” must be strong enough to keep you going in spite of any difficulties you may encounter.

Then you also align your brain (mindset) directly with your target (goal).

Your mind can’t deal with anything vague. Your target must be clear and visible. See your nice, fat bank account, see yourself in your brand new sports car, picture your family in your new dream home.

Be clear so your mind can focus on the target. Napoleon Hill wrote in Think and Grow Rich, “Whatever your mind can conceive and believe, it can achieve”.

The more you focus on visualizing this image in your mind, the more likely it will come to life.

This completes our first installment on mindset and the critical importance of creating the proper mindset in order to allow yourself to accumulate wealth.

In my next post about wealth accumulation and becoming rich, I’ll be looking at building “wealth magnetizing” relationships.

While the information I’ve provided here is invaluable, it’s only an outline of the process.

To get more in depth step by step information on how to rid yourself of money worries, click the link below for more information.

Four Percent Review…Not For The Other 96%

I’ve been telling you about a product I recently

It’s a product that accomplishes things which I
believe are hugely important to online marketers.

First and foremost, it contains step by step, over
the shoulder, guidance and training.

There’s nothing left out to guess about…just
watch the training and copy exactly what’s being
done and you’ll be in good shape…

The training is called “Operation 100k”.

The reason for the name is because the program
will demonstrate how to earn $100,000 in commissions
in 90 days!

It will be done on camera, raw and uncut…

You’ll be able to see every mouse click…

I don’t know of any “gurus” who would have the
courage to expose themselves like this…

Once your funnel has been set up, the system will
begin selling for you…

It contains multiple streams of income and you can
immediately begin earning commissions
from each of them…

You would think that it really couldn’t be any easier…

Except that it is…

You can join for free.

That’s right…you can sign up at no cost and get
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At no risk to you…

I could spend more time telling you all
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Yes, show me what this is all about now…


It’s Always Easier When You Set Goals…

Can you actually imagine getting into a car without a gps, with no road map and no idea where you want to go?

Ridiculous, right?


So many would-be online marketers jump into internet marketing with no idea how to go about it, no long term (or short term) plan and no specific goals.

What are their chances for success?

Pretty bad.

With no goals, the marketer will be tempted to jump from one shiny object to another in order to find that “golden grail” method to riches.

After giving each method a short try and finding that it didn’t work as planned, our prospective marketer will be on to the next method-always chasing, but never finding, the desired success.

This was me not too long ago. And, it may be you right now.

The good news is that there’s a simple solution available. And, it’s guaranteed to work.

Set Goals  

Goal setting is really the key; it’s the roadmap you must have to guide you to success.

Having specific, definitive goals will cause you to focus on the steps you must take and will help you eliminate all those distractions and time wasting activities that keep you from progressing.

So, how do you set goals and what steps should you take to make sure you reach them?


Did you know that your thoughts and visualizations can be your strongest impetus to action?

Visualize exactly what you want to accomplish in great detail. This will serve as your trip destination.

Do you want a bigger email list, more recruits or more immediate income?

You want to spend some time thinking about this-it’s that important.

Your goal must be specific; be very clear and define precisely what you want to achieve.

Your goal must be measurable. State your goal in specific numbers and you’ll be able to quickly monitor how well you’re doing.

Your goal must be achievable. If you’re a brand new marketer, a goal of $100,000 per month is not realistic or achievable. Setting unachievable goals will only lead to frustration.

Your goal should be achievable, but it should still be something that will require your determination to accomplish. It should be something that’s currently a little ways beyond your reach.

Think of the carrot on the stick just beyond the reach of the horse.

Your goal must be relevant to your business. What does your business need most?

Your goal must be time based. You need to have a specific date by which you will have achieved your goal.

A goal without a time limit is just an “idea”. The business world is littered with wonderful “ideas” that went nowhere for lack of action.

Keep Your “Why” In Mind

We need to have a reason for everything we do in life.

The more difficult our task, the stronger our reason  must be.

Achieving success in business is very possible for anyone, but it’s not easy. It takes determination and plain work. You need a strong reason to take on the responsibility.

Whatever your “why” is—to fire your boss, make a lot of money or create a better life for your family, it must be vitally important to you.

Spell it out and keep it in front of you at all times. It really makes a huge difference.

Track Your Results 

If you don’t track your results you will fail! It’s that simple.

You must know where you stand on your journey to achieve your goals.

Tracking your results will let you know whether or not your plan is heading in the right direction. It will let you know exactly what to do next to succeed.

Expect To Make Adjustments 

If you’re driving in your car on a straight road, would you ever just let go of the wheel and expect the car to stay on the road? Of course not.

You would always be making slight adjustments to stay on track.

It’s the same in business. Success is never achieved in a straight, unimpeded line.

Don’t expect your business plan to always work just the way you planned it. Things that are beyond your control will always happen.

The key is to expect them, to not get frustrated, and to make whatever adjustments are necessary to stay on course.

Stay focused on your “why” and keep your eye on your goal; where you want the journey to take you.

To summarize—a goal is an achievement that you reach by following a clearly defined step-by-step plan.

You need the plan in order to remain focused on the big prize at the end of the journey.

If you would like to see an example of a step-by-step plan designed specifically for online marketers, a plan with pre-arranged multiple income streams and a plan which does all the selling for you…

A plan which can help you stay focused and eliminate so much potential frustration, then Click The Button Below


Talk soon,

Henry Biegacz




Online Marketing Is The Bomb


Online marketing is a

great business.


You probably already know that , otherwise, you wouldn’t be reading this blog post.

It’s a great business for a number of reasons:

  • There are no huge barriers to entry.
  • The entire world is your potential customer.
  • There’s a great variety of business models and ways to create income.
  • You are not tied down to any geographical location.
  • Unlimited income potential.
  • Outsource for skills you don’t possess

There are no huge barriers to entry

If you want to be fully operational in online marketing, you don’t need to invest huge sums of money.

At a minimum, all you’ll need is a computer and an internet connection to get started.

As your business grows you’ll need other tools such as web hosting, a page builder, and an autoresponder (more on those later), but you don’t need them to start.

Compare this to buying a franchise for a fast food restaurant. You would need funds for the franchise fee, furniture and equipment, a lease and employees—all before you could even open the doors and earn your first cent!

The entire world is your potential customer


If you’re operating a retail business or a professional practice, chances are that your customers are all located within a narrow geographical location close to you.

Nobody is located far away.

Let’s face it—no one is going to drive twenty miles out of their way to buy a hamburger.

But, with online marketing everybody is your potential customer, whether they’re around the corner or around the world.

The only thing needed to reach them with your offer is an internet connection—and you’re in business.

There’s a great variety of business models and ways to create income

You have a ton of choices with online marketing.

You can promote digital products or physical products. They can be products you created yourself or they can be someone else’s products that you promote as an affiliate.

You can also promote services. Are you an expert at search engine optimization or graphic design? These services are always in demand and they can be digitally delivered.

How about coaching? Folks are always looking for competent coaches and are willing to pay well for them.

You can pick one path for your business or even several if you so chose. For example, you can develop your own product for a specific niche and also promote related products as an affiliate.

You can create as many different businesses as you choose. There are marketers who have developed lucrative businesses in several unrelated niches.

You are not tied down to any geographical location

Online marketing is the perfect lifestyle choice for someone who likes to travel or to experience new places and cultures.

Your business is located wherever you and your computer are located. It makes no difference where in the world you are as long as you have your computer and an internet connection.

Compare that to going every day to the same location to run your business and worrying about it constantly when you’re not there.

It’s impossible to enjoy a family vacation when you’re constantly on the phone checking on your business.

Unlimited income potential

Online marketers can earn millions of dollars—even from their kitchen tables.

Since online marketers have such a huge a potential audience (worldwide, in fact), their earning ability is unlimited.

You can develop a sizeable clientele in one niche and create and promote many products in that niche or you can branch into as many different niches as you desire—the choice is yours to make.

And, each niche has the potential to be lucrative.

Online marketers are even making money promoting products on how to build chicken coops!

There’s a ready market for any product or service. You’re only limited by your imagination and creativity.

Outsource for skills you don’t possess

In the online marketing industry you can easily find experts to whom you can send work for things you don’t want or know how to do.

There are experts, literally, all over the world who possess technical skills and will provide them relatively cheaply.

Even an individual who possesses no technical skills can be a successful online marketer. For every skill you can imagine, there are qualified experts available to perform them for you.

There are websites devoted entirely to provide these experts.

For example, on you can find experts in hundreds of fields who will perform professional services at a nominal cost (currently $5.00 plus a $1.00 processing charge).

A quick computer search will turn up experts in website design, graphics and content creation. All you really need to get started.

You can be in business in a week with a fully functioning authority website; all at a very reasonable cost.

You can also find “private label rights” products on any topic. This is content created by someone else that you can use. Depending on the license, you may even be able to revise the content and claim authorship.

Not only can this provide content for your website, but it can even provide a product that you can sell.

Okay, so now you know why I believe online marketing is one of the best business models available today.

Once you’ve decided this is the business for you, what do you do next?

This is a much bigger problem than you might think.

Do you know that 96% of online marketers earn less than $1,000 a month? Do you know that 88% of them earn no more than $100 per month?

So, what’s the problem?

I believe the number one problem for online marketers is overwhelm.

We are bombarded daily in our email inboxes. Each email is promoting a different new product that’s supposed to be the greatest innovation for online marketers.

This sets our heads spinning in many directions at once. So many marketers suffer from the “shiny object syndrome” which causes us to lose our focus.

When you’re going in numerous directions at once and the “promised” results are not happening, you get frustrated fast.

The Solution

I believe the solution lies in getting back to the basics. Focus on simplicity and revenue producing tasks.

These basics are the things that have always worked successfully in online marketing. And, none of them require us to pursue the “latest greatest innovation” in internet marketing.

First, there are some basic tools needed to properly run your business.


You will need hosting for your websites. Web hosting is defined as “A service provider that provides the technologies and services needed for the website or webpage to be viewed in the internet. Websites are hosted, or stored, on special computers called servers”.

If you plan on having an online business, you must have a website and you must have hosting.

Hosting plans are very inexpensive; you can have web hosting for as little as ten dollars ($10.00) a month.

The web host I highly recommend is Blue Host. Websites remain online and their support is excellent.

A Page Builder

I’m sure that you’ve heard “the money is in the list” and it really is.

You cannot overemphasize the importance to your business of building an email list. Your list can be grown as an income source and, over time, can become your business’ most valuable asset.

Regardless of any changes in Google, Facebook, Twitter, etc., you’ll always have your list.

To properly grow your list you’ll need two tools: a page builder and an autoresponder.

You use the page builder to create the various pages you’ll need for your business. These include lead capture pages, thank you pages, and sales funnels, just to name a few.

Your lead capture page is critical to your email list building because that is where your visitors can enter their email addresses that will put them on your list.

Your lead capture page will usually contain a strong marketing message with an offer and a place for them to provide their email address.

The page builder which I recommend is Click Funnels. The software can be used to build virtually any page your business will ever need.

It’s very flexible and comes with excellent training. It’s very popular and used by many of the most successful internet marketers.



The autoresponder is the system which keeps track of your email subscribers and sends emails to your list. As individuals are added to your list, the autoresponder will begin to drip feed them your pre-written messages on a regularly scheduled basis.

You would write the email only once and it will be seen automatically by everyone on your list as they are added.

Autoresponders also have a feature which allows you to send broadcast messages to your list when you have relevant information which must be delivered immediately.

The autoresponder I recommend and use myself is Get Response. It has all the email functions necessary for your business and it’s veryeasy to use.

A Tracking System

A tracking system will measure the success of your promotional campaigns and will let you know which promotions are working the best.

The system should very simply measure the effectiveness of your promotional efforts. You must be able to measure in order to make the proper decisions for your business.

You need to know which promotions are yielding the best results, which promotions should be optimized and which promotions should be completely abandoned.

A tracking system will efficiently provide you all this information in a timely fashion.

The tracking system I unequivocally recommend is Click Magick. It has a ton of features, an entire library of tutorials and it’s simple to use—even for a “non-techie”.


Once all your tools are in place, you need a system for your business.

I’m a strong believer in step-by-step, over the shoulder training systems.

Show me what to do, why I should do it and how to do it. I really don’t need all the fluff about how great a particular product is and how it will revolutionize my business.

The most important thing about a system is that it will finally let you completely focus on your business without any distractions.

Your system should tell you exactly what steps to take and in what order to take them.

It eliminates all the guesswork. It also eliminates the “shiny object syndrome” because you already know, step-by-step what you have to do and when you have to do it.

I have been using exactly such a system. It comes complete with over the shoulder training that leaves nothing to chance.

It even contains step-by-step guidance on how to reach $100,000 in income within 90 days.

It also has an entire portfolio of affiliate relationships that you can tap into. Best of all, the system does all the “selling and telling” for you,so you don’t have to do it yourself.

       To learn more about this program CLICK HERE.














Long Tail Pro: Find The Best Long Tail SEO Keywords Fast (My Review)

Keyword Resarch


seo keywords, long tail keyword, long tail keyword tool, long tail seo,long tail search, best long tail keyword toolYou’ve heard it over and over again. You must find the right keywords to target if you want to succeed.

You need to know what keywords your customers are searching and you need to zero in on them with your content.

And, finally, if you don’t target the right keywords, your campaigns won’t even get off the ground.

Ok, so you’re really convinced about the importance of the right  seo keywords and keyword research.

If you want, you can manually do all the long tail keyword research you’d ever need.  Good luck with that.

You’re talking about hours of tedious, mind numbing work. You would be looking at hundreds of keywords at a time–hoping to find the hidden diamonds.

It’s a huge task and one that is very difficult to successfully pull off.  I know this from personal experience.

One of the biggest mistakes online marketers make is not picking the right keywords to target.

When you try to do this manually, you’re literally gambling with the success of your campaigns (even after spending countless hours doing research).

Long Tail Pro

Or, you could do what smart marketers are doing and utilize a premium  tool that finds “golden nugget” long tail keywords for you in minutes.

This long tail keyword generator can flood your websites with massive amounts of free, highly profitable traffic.

These are the long tail keywords that all marketers covet and wish they had for themselves.

Did you know that long tail keywords make up 70% of all search engine traffic?


This creates a huge opportunity for you–if you know how to find the right keyword gems.

Long Tail Pro will rapidly generate hundreds of keyword ideas with just a few seed keywords.

You’ll be able to:

  •  Get custom recommendations to find out what level  of keyword difficulty you should target by adding your domain
  •  Perform deep competitive analysis with detailed metrics on every search result
  •  Use the brand new Rank Value feature to understand keyword profitability based on how your website generates revenue

Here are some additional benefits that you’ll enjoy with Long Tail Pro:

  1. Save a great deal of time
  2. Generate unlimited amounts of traffic to your sites
  3. Make more revenue with highly targeted buyer keywords
  4. Generate profitable content that will rank in the search engines and make you profit again and again
  5. Maximize user engagement with content your users are actually searching for.

Here’s your link to get Long Tail Pro

70,000 users and counting are using the Long Tail Pro software right now and ranking their content.

The Keyword Competitiveness Tool

The keyword competitiveness tool will tell you on a scale of 1 to 100 how difficult it will be to rank for a particular keyword (100 being the toughest to rank).

You can use this tool to find tons of long tail keywords that have very little competition. Just imagine what you could do with that tool alone!

You can also research top sites for a particular keyword and see their page authority, how many backlinks they have and their domain authority.

This will give opportunities to find top sites that you’ll be able to easily outrank.

Rank Checker Feature

This feature allows you to check where your site will rank for a particular keyword. Just enter your domain url,your keyword that you want to rank for and your country.

The software will let you know where you would rank on Google, Yahoo and Bing. Pretty nifty benefit.

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What Others Are Saying About Long Tail Pro

I’m a fan of Long Tail Pro! It’s a powerful keyword research tool that I’ve used and am very impressed. I definitely recommend Long Tail Pro. It’s a must-have tool for any SEO or Internet Marketer.

Pat Flynn –


Q. Who should purchase Long Tail Pro

  • A. Anyone looking for high traffic keywords with low competition
  •   If you have an established website and are looking for new ways of driving traffic
  • If you’re in need of new content ideas
  • Anyone looking to find new, profitable niches to exploit

Q. Does the software work on Macs?

A. Yes, with no problem

Q. Is there a trial offer?

A.  You can get a seven day trial for $1.00–so you having almost nothing at risk

Get your own copy of Long Tail Pro RIGHT HERE and start  outranking your competition today!

A Lesson Learned From Funerals


One of the most common things that keep us from reaching our potential is fear.

You’ve probably heard this before: “In order to break out and achieve success, you must get out of your comfort zone and do things that make you uncomfortable”.

Do the things to succeed that others are not willing to do.

This might mean that you have to make a cold sales call or appear on a video. You might not want to do these things because of fear. Fear of rejection, fear of embarrassment or fear of ridicule.

Statistics have shown that some people fear public speaking even more than death!

It’s no doubt that fear is a strong emotion. You want to be able to overcome it so you can succeed, but how do you do it?

I’ve been reading a terrific book titled The Slight Edge by Jeff Olson. I highly recommend it for anybody to read , especially entrepreneurs.

In the book, he relates how he personally was able to overcome his fear of making sales calls.

His answer came in the form of an article he read about, of all things, funerals. It said at the average funeral only ten people cry for the deceased. You can go through your whole life with all its trials, victories and defeats and only ten people will be moved enough to shed a tear for you.

But, it gets even worse.

Do you know the number one factor that determines whether people will go to the burial at the cemetery once the service is over?

Are you ready for this? It’s the weather. Too hot, too cold, too rainy—all make a difference as to how many people show up for your final bow.

Everything you went through in life, everything you stood for, all your dearly held principles don’t mean a whole lot if it’s threatening to rain.

Olson was initially depressed with this thought, but then he realized it was actually liberating. He realized that he didn’t have to care at all about what anyone thought of him.

If the odds were so poor that they’ll even cry at his funeral or show up , why worry about what they think?

Why be afraid of rejection, embarrassment or ridicule?

He took encouragement from this article and used it to his advantage; and we all should, too.

Go out and do whatever you need to do to be successful and don’t worry about what anyone else thinks. In the end it doesn’t make any difference anyway.